this post was submitted on 11 Jun 2026
36 points (100.0% liked)

Actually Infuriating

981 readers
1 users here now

Community Rules:

Be CivilPlease treat others with decency. No bigotry (disparaging comments about any race, ethnicity, religion, gender, sexuality, nationality, ability, age, etc). Personal attacks and bad-faith argumentation are not allowed.

Content should be actually infuriatingPolitics and news are allowed, as well as everyday life. However, please consider posting in partner communities below if it is a better fit.

Mark NSFW/NSFL postsPlease mark anything distressing (death, gore, etc.) as NSFW and clearly label it in the title.

Keep it Legal and MoralNo promoting violence, DOXXing, brigading, harassment, misinformation, spam, etc.

Partner Communities

founded 1 year ago
MODERATORS
 

Just got approved for a new apartment and reading through the lease before signing. They have an addendum that gives them permission (without compensation) to use your name, written statements, likeness in photos, videos, or voice, without exception or limitation, in any kind of marketing materials or social media. It explicitly applies to all residents including minors. It gives them permission to alter these media as they see fit, for all of time, and you waive your right to deny them or sue for libel or violation of privacy.

At the end of the addendum, it does say you have the right to revoke your consent to all of this via written notice. But you are required to sign this addendum. So now I have to write my own legalistic revocation of consent to go with it.

This is an absolute "fuck you" to

  • victims of DV, stalking, or other crimes where they need to keep their identity/living situation confidential

  • people who do not like having their picture taking (enjoying your time at the pool in spite of feeling bad about yourself in a swimsuit? Too bad, everyone can look at you now.)

  • everyone who cares about their privacy for its own sake.

Did I leave anyone out?

you are viewing a single comment's thread
view the rest of the comments
[–] Rivalarrival@lemmy.today 0 points 4 days ago* (last edited 4 days ago)

Buddy, you're trying to backpedal $10,800 of losses per year. Further, you didn't include the same percentage of appreciation on the market value of the house. Using your 2.3% figure (which is less than inflation, and thus absurdly conservative) that's another $11,500. By renting under the terms you described, you are pissing away $22,300 per year.

They say that the lottery is a tax on people who are bad at math. Renting has a much worse ROI than the lottery. This is why I suggested an RV, or couch surfing, or even living in a car until you can afford an RV.

With the amount of value you are losing due to renting, you could literally buy a new car (albeit an economy car) each and every year. If you pulled a $50 bill out of your wallet each and every day, and just set it on fire, you would lose less than renting under the terms you described.

for $1.1m, prices now are 900k to 1m,

Sure. He's got a theoretical loss in value of $100-200k. He presumably put down $220,000, so worst case, he still has $20,000 of value in the house, plus the payments he's made against principal. What is that house going to be worth next year? In 5 years? What would have to happen for the value of that house to stay under $1.1m for the next 25 years? Even if he had bought at the height of the housing bubble in 2008, by 2012-2016, prices had dipped and rebounded.

45-50% (averaged over 30 years) of the payments are toward interest

Yeah, that sucks.

at this moment 95% of his payments are towards interest.

That sucks more. You know what sucks more than that? 100% of payments going towards "interest", and no equity. That situation is called "rent".