Well, if you look at the famous graph of market bubbles, it's the institutional investors that get out first. At least these are ordinary people's money getting out first, through institutional investment.

My Australian super fund allows asset allocation by risk and exposure to different vehicles. I've dramatically reduced international stock and stocks on general.

I figure, if I'm wrong, the economy picks up and I'm better off from my business. If I'm right, I prevent severe loss of my retirement due to bubble bursting.

I've just bought a house, so if the bubble bursts, at least my interest rates will come down. If it doesn't burst and ai improves the world, we should all be better off provided we don't allow it to stay top heavy with the benefits.

Generally with technology improvement, some people end up much better off, but so does the world in general. So as much as I think ai os a bubble, I hope the technology continues to improve.