this post was submitted on 08 Jan 2026
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If youre in the UK and HSBC is your main account, theres the “current account switch” guarantee. The bank will do a full account transfer to a new bank. I did this to leave HSBC a few years ago. Its a government thing, not specific to HSBC or other banks.
Yup, I've used the account switch process before and it's pretty painless. Just need to spend some time finding which bank has the best offers currently, and need to tell the whole family so no one accidentally sends money to an old shut down account.
Starling is good, works with grapheneOS as well