this post was submitted on 11 Feb 2026
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Klarna is really pissing me off. I got a refund from a place, and they put that money into some kind of Klarna Wallet or whatever, by default, instead of in my bank account where the money originally came from.
So I go to their stupid site, and select the option to refund to my bank account, and they are warning me this will take up to 7 days! For no other reason than they wanting my money in their account so im tied to their service.
Stay the hell away from Klarna. Im doing that from now on.
Definitely! Klarna is one of the few parties that won't cooporate when a Dutch citizen gets government mandated debt settlement. All other debt agencies settle and freeze interests as the state takes control of the debtee's finances but Klarna just stacks interests like there's no tomorrow.
The idea behind the scheme is to have the debtee get their personal affairs in order, while an agency (ngo-like) takes care and control of all finances. You get like 50 eur to spend each week but this is also for groceries and all other savings are either used to settle debts, pay rent and other subscriptions and most subscriptions are cancelled with contracts being voided left and right.
It's a very invasive, but very effective program. Klarna is, as a for-proft debt agency, not having any of it.
it's insane that they don't because sweden has basically the exact same program.
wtf, how is that legal? if someone is obligated to pay you some refund, how can they send it to some other private business instead?
I assume because they received the payment through the private business, not directly from their bank.
all you had to do was reach second sentence of their comment and you wouldn't have to assume.
Yes, you are right. The private business they gave the money to bought it for them.
Yes. That's how things like that work. Similar to things like the playstore, or app store and such. Apple/Google/Klarna pays for the product, you pay Apple/Google/Klarna back for the product via whatever means, Mastercard, Visa etc that you attach to their store. If they don't receive the money from you, your account goes into bad standing with Apple/Google/Klarna, not with whoever they bought the product from, because they received their payment. So if you put a stop on the payment from your bank, it will also put your account in bad standing as owing money for a product you "already received". It's a shit way to do things, having a middle person, but to avoid such.. don't buy things through a middleman.
Want say "Paramount plus", buy it from Paramount, not using another service who takes it out of your bank because you gave them permissions to upon using their service.
Thousands of people run into issues because of things like this daily.