this post was submitted on 23 Mar 2026
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I would think insurance would just change policy to void claims from Purge Day. There's no way they're accepting life insurance claims for a day with insane amounts of murder.
They would just have insane rates and require expensive bunker installation and other anti-purge measures, and probably some gotchas in the policy like if you don't get in the bunker a full hour before purge begins they void your coverage.