this post was submitted on 23 Mar 2026
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Actually, purge night would be a great chance to fake your death. Since all crime is legal on purge night, Bob won't face charges of insurance fraud.
There could be a purge comedy about how boring old Bob from accounting broke into the morgue on purge night to steal a body. His original plan is to leave the body in his house and burn it down, sending the money to his wife who is dying of cancer. But then it turns out that the wife has hired a purge gang to kill Bob for the same reason.
Puts dark tint on car windows
Backs out of driveway and straight into a telephone pole because the tint was too dark
I would think insurance would just change policy to void claims from Purge Day. There's no way they're accepting life insurance claims for a day with insane amounts of murder.
They would just have insane rates and require expensive bunker installation and other anti-purge measures, and probably some gotchas in the policy like if you don't get in the bunker a full hour before purge begins they void your coverage.