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I hope Wero becomes a EU standard. Sadly our banks have their own system Flik bu the issue is you literally cannot use it to pay anywhere. But they refuse tp accept wero due to having their own system.
I would much prefer a digital euro based on GNU Taler, but I guess Wero might at least be better than the status quo
I am conflicted on the digital euro. But a mastercard/visa alternative is 100% needed
It's pretty much clear that it will not. Wero was late and most countries already have their own systems. They all signed an agreement last year to work on integrations. Wero will not replace all of them. Which is good because Wero is controlled mostly by German and French banks.
Well that would work as well. But afaik our current banks have not joined any integration programs it was just a few nations that did. Bit in the end if they all integrate and I am able to use our own system to pay in most pf the EU I don't really care. As long as it works.
Afaik there is a schedule, atm it's not EU wide yet.
I'm sure there will be a wide support fairly soon (~~2027?~~ oh, it's already in all the countries they opted in - and it's per county, not per bank, eg Revolut), especially as Wero gets more adopted for all the things. It's prob already the biggest of them with 50m users.
These local solutions (from banks or startups) will get integrated into the system (imho) as intermediaries offering some additional value (idk, credit payments or whatever).
I hope they do. I wanna be able to start doing online payment via one of these systems
In what country are you?
Slovenia
From what I see it's not part of EuroPA. I think this is up to date:
So this will cooperate with Germany, France and Belgium which have Wero. Will be interesting to see what other countries will do.
I'm in Romania, and I have never heard of Blik. Maybe it's behind Revolut's instant payments or something?
There is a domestic instant payment solution - RoPay - but I've never actually used it; my bank does occasionally remind me it exists but I've never seen a merchant that accepted it. I would say Revolut's solution I have started to notice - I've used it to pay for flights with WizzAir, for example.
I am sincerely hoping they do cooperate.