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this post was submitted on 09 Dec 2023
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I mean they're really hard to get now. Even with really good credit.
Maybe I'm misinformed but I believe anyone can get a fixed or variable mortgage of whatever term they choose - the part that is negotiable is the rate on that debt.
So like with good credit or a bigger downpayment you can get a lower rate, but either way you can still probably get a 10% 5y fixed I think almost anywhere.
(I might be off - haven't looked at rates in a while)
PS. Sorry about that other rude person. There's nothing wrong with not knowing something, as long as you're willing to learn
That's not true in the slightest.
Lmfao.
No they're not hahah No wonder u don't own a house....too dumb
That's uncalled for. I'm dumb as shit and I have a house. Didn't even know what amortization was when I bought