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Facts. I had a major health issue essentially overnight, no long term disability but decent health insurance. Maxed out my deductible 2 consecutive years, was unable to work for 10 months. Still in medical debt with no savings almost 3 years later because of this setback. Hoping to get the debt paid off in the next year and start saving up again.
Which is precisely something anyone outside the US (or other countries without a functional social healthcare system) don’t understand. Nobody outside those places is as worried about their healthcare costs dragging them into debt. Which makes sense, considering there’s no reason why an ambulance should cost between 5 and 10 thousand dollars, or a drug having to cost 5000 times the production price, when it’s initial development was funded by US taxpayers.
Yeah, but they are free and you're not /s
Eh, plenty of people here in Europe go into horrendous debt after an unwanted change in circumstances. Maybe not medical debt (to some countries), but many lose jobs, homes, income, and more.
They were specifically talking about medical debt.
Also, most European countries have excellent systems to catch those who lose jobs until they get a new one so you don't have to start over.
Yep. Hurt my back and needed surgery, was out of work for 3 months, literally the week after I returned to my job my wife had a severe neck issue that took 9 months to diagnose then 6-12 months to recover from after surgery. So one of us has been out of work almost non stop for almost 2 and a half years now, in addition to accruing a ton of medical debit. And I have really decent insurance, but the max out of pocket is like $5000-13000 for my family. And my premium aren’t cheap either. It’s unfortunate.
I'm sorry to hear that and i hope it gets better for you and your wife. It's not easy hitting those deductibles when one or both of you aren't able to work.