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The less you spend the better? Goes a bit against economic progress. But I'm probably not really getting it. Thank you for your explanation.
Sorry ,that was a broad explanation. Using only about 1/3rd of your available credit is a plus.no matter if that's $100 or $100,000. The other crazy part is the worse your credit is, the more things that require credit costs.So it's a bad cycle to fall into and helps keep people broke.