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(lemmy.sdf.org)
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Liberalism does effectively require some framework for private ownership, but that in itself is not a sufficient condition for Capitalism. My issue with what you are saying is the conjecture that you cannot have socialist economic structures alongside liberal political ones, which is the (incorrect) dogma of many online leftist spaces. You can have collective ownership of labor (in various forms), while still owning a house or a suitcase or a jacket, while also being an actualized participant in liberal democracy.
If you're aware of leftist belief, then you should also be familiar with the concept of personal property, and the difference between it and private property. Additionally, you can have a representative democracy based on modern liberal Democracies with a Socialist structure, but you're trying to pretend that liberal democracy is liberalism.
You cannot have Socialist economic structures alongside liberal structures, this is the correct take.