I just learned of https://liberapay.com/
Checks at least most of those boxes, and more.
this post was submitted on 06 Jun 2025
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this looks promising!
is there a downside to ko-fi that i should be aware of?
should i just make accounts with all/most of the available options and see which is used most? spamming my web-page footer with those banners doesn't feel aesthetically pleasing