I didn't have an issue if this is personal or professionally it is lead-free and non functional. I have seen plenty of knocked off components and don't want an intermittently-connecting capacitor in my build, even if it is supposedly just filtering noise. Also, while it is just a small amount, I don't want users interacting with lead, much less to have lead-coated components that can come detached.
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I wouldn't use it for any SD card that's going to be frequently removed, but it would work well if the card is being used for firmware and not accessible from the outside of the case. The capacitor definitely shouldn't be part of the circuit though.