this post was submitted on 19 Feb 2026
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Hi, since there is no community dedicated for investing from EU out there I will ask here!

How do you approach investing for retirement?

All the US-boycotting movements suggests avoiding ETFs with US exposure but it also limits opportunities. From other hand we don’t like major corporations here on fediverse so I shouldn’t hope and profit from their growth. I guess euro stocks are more aligned with buy from EU movement and small cap stocks ETF may be more ethical choice. But I’m still not ready to do that move, as I have most of my savings in EUNL (Core MSCI World). I also have some exposure to gold and Apple specifically.

Or do you simply not pay attention to investing in stocks and more to investing in community/friends/skills?

I would love to read some your takes 😊

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[–] AudaciousArmadillo@piefed.blahaj.zone 10 points 19 hours ago (3 children)

I now pretty much only have EU and emerging markets ETFs (the latter excluding China). I also chose ESG ETFs. While ESG criteria don't really mean investing only in the "good guys" it at least filters out fossil fuel companies and things like Nestlé. Lastly, I look for Amundi ETFs. The are largely identical to BlackRock iShares, but from a French firm 🤷

[–] dangling_cat@piefed.blahaj.zone 3 points 14 hours ago (1 children)

Beware of ESG ETFs… a lot of them are just greenwash. For example, ESG Aware MSCI USA ETF (ESGU) holds Nvidia, and ESGE(emerging variant) holds Tencent or Alibaba. Those are not really environmentally friendly.

Yep that is correct, but imo it's a "perfect is the enemy of good" situation as I mentioned. And "ethical investing" could be an oxymoron anyways depending on who you ask.

[–] Beco@piefed.social 3 points 18 hours ago

Sound like a cool idea! I will definitely look into esg funds. The migration to european fund provider was also something I was planning to do.

[–] Anonymaus@feddit.org 2 points 19 hours ago

Amundi European Strategic Autonomy UCITS ETF Acc (INDEP): https://uk.investing.com/etfs/indep-paris-holdings

[–] tangible@piefed.social 8 points 19 hours ago

From other hand we don’t like major corporations here on fediverse

It's perfectly fine to have your own opinion.

As for myself, I'm not opposed to major corporations per se and for that reason, no moral issues with investing as a whole. Currently my money is invested in an all-world ESG fund that includes a large exposure to the US. I'm not entirely comfortable with it but haven't decided yet if I want to move my funds, and to which alternative.

[–] oneser@lemmy.zip 5 points 19 hours ago (1 children)

Depending on your country, pensions based investment accounts can SIGNIFICANTLY reduce your tax burden, but the funds are not accessible until you reach state pension age.

I would advise thinking about how far away your retirement is and the low-risk indexes available to such accounts, on top of your personal, regular trading account.

[–] Beco@piefed.social 1 points 10 hours ago

Yes this is super important to use these accounts!! My stocks are bought with it, but I am still able to choose from multiple ETFs here :)