[-] WindyRebel@lemmy.world 1 points 18 minutes ago* (last edited 13 minutes ago)

I would love for him to explain to me why they NEED to deny 1/3 of their claims to keep their business afloat and how they are using their $23.1 billion profit to benefit the policy holders rather than the share holders.

Short answer about benefitting policy holders vs share holders is they’re not. They won’t.

The other part of this is why they deny claims? Short answer is the loss ratio (diving claims paid plus adjustment expenses by the total amount of premiums earned) that they report on during earnings calls.

It’s apparently one of the most important things to pay attention to. The lower that number, the better! Higher means it freaks wall street out and stocks lose money.

Learned about the loss ratio from Vox’s Today Explained podcast.

[-] WindyRebel@lemmy.world 9 points 2 days ago* (last edited 2 days ago)

🌎🧑‍🚀🔫(Luigi)

[-] WindyRebel@lemmy.world 5 points 4 days ago

Except Dolly’s song isn’t brain rot.

[-] WindyRebel@lemmy.world 5 points 4 days ago

Not sure why you’re getting downvoted. I think you’re spot on. The more you sow hate and get people to react violently, the more unstable the country is. That creates a conflict where military may be needed at home rather than abroad and allows other actors to do the things they want.

On the other hand, we do kind of need what happened because we’re slowly, methodically getting our ways to fight back stripped or we’re in such a different class that we just have to take it because we can’t compete.

It’s all fucked up.

[-] WindyRebel@lemmy.world 8 points 6 days ago* (last edited 6 days ago)

I worked in preclinical drug development and then another was marketing for child care. It was kind of the norm for everything, not just crisis.

[-] WindyRebel@lemmy.world 2 points 6 days ago

I think that’s to keep you occupied to force you to listen to the shitty voiceover that you’d normally skip. Or I guess the opposite?

[-] WindyRebel@lemmy.world 3 points 6 days ago

Racing through my CCTV!

[-] WindyRebel@lemmy.world 12 points 6 days ago* (last edited 6 days ago)

I feel like people are finally starting to see why Batman has so many interesting villains.

[-] WindyRebel@lemmy.world 3 points 6 days ago

Haha! True, true. It’s the internet though. If someone posts something, it will most assuredly be argued by someone else. Is there a rule for this? I feel like there should be a rule for this.

[-] WindyRebel@lemmy.world 4 points 6 days ago* (last edited 6 days ago)

No one knows it. Someone made a comment and now people are arguing over whether or not someone would push a button over another.

If presented both emojis, I would’ve chosen shrugged over laugh because I honestly don’t care.

I was just setting the record straight about definitions because Felix said shrugging is not apathy when it actually is via a definition of “a state of indifference or lack of interest, emotion, or concern about something.”

[-] WindyRebel@lemmy.world 9 points 6 days ago

I’d argue that shrugging is definitely apathy based on the definition of the word. Laughing in a mocking matter is lack, or rejection, of empathy.

In either case, whatever.

108

As a kid I hated veggies but as I got older I really enjoy some veggies, especially broccoli, roasted in a drizzle of olive oil and a little seasoning.

As an American, I also used to abhor vegemite when I tried it until I learned how to properly spread it on toast during my visit over there and I’m obsessed now!

What did you hate, but gave a second chance to? I’d love to try some new stuff!

300
submitted 4 months ago by WindyRebel@lemmy.world to c/memes@lemmy.world
8

Hello, I’ve never traveled internationally post smart phone world but I have Verizon and I added the month international plan so I can use my phone over in Australia.

I got the instructions back and it seems that I just need to turn roaming on and that’s it? I don’t need to activate a different eSIM or anything? Does anyone have experience with this on Verizon? It seems too easy and I’m worried I’ve missed something somewhere.

20
submitted 7 months ago* (last edited 7 months ago) by WindyRebel@lemmy.world to c/dnd@lemmy.world

Big fan of Matt Colville. I own Flee, Mortals the book and the PDF. I use the pdf in my games, but having everything in dndbeyond is also amazing. I think I’ll purchase it again and get Where Evil Lives too.

I’m stoked about all of the 3rd party content getting added such as Kobold Press. It’s making this digital stuff very worth it!

What does everyone else use and/or recommend?

34
submitted 7 months ago* (last edited 7 months ago) by WindyRebel@lemmy.world to c/star_wars@lemmy.world

Anyone watch it yet? I am still processing it. I don’t know if I liked it or not.

Thoughts and spoilers hereI was expecting more closure

  • Zillo beast was just in this whole series as a plot point to allow Omega to escape?
  • Rex and his crew had no resolution
  • Time jump with Omega in the Rebellion and literally no mention of her anywhere else?
  • What happened to Cody?
  • Why was Scorch done so dirty as a glorified name drop, he would’ve been covering their rear to make sure no one snuck up on them
  • Nothing about any of Tantiss’s other potential secrets
  • The clones didn’t have resolution. They’re just scattered across Pabu and Pantora?
  • The brain washed/mind controlled clones were cool but ultimately useless and easily defeated after spending all previous encounters handing everyone’s asses to them
  • Bunch of force sensitive kids out now to be discovered by Luke? Hunted by Vader?
  • Assaj was just there to tell us Omega was force sensitive? They could’ve used anyone to reveal this
  • Will Omega show up in Skeleton Crew or the crossover movie/show?

22
submitted 8 months ago by WindyRebel@lemmy.world to c/dnd@lemmy.world

Hey all, please direct me to any community that would better serve me for this question and I will gladly delete here and move it there.

My conundrum: I have an old dining room table that is 30” high, 71” long, and 37.5” wide. It’s in my basement and sits against the wall when not in use and can be pulled out for room to sit on all sides.

I have 5 adult players and am adding a 6th to our table. It’s fine except for needing room for snacks and player accessories (sheets, dice, dice trays, etc).

I thought about getting a larger table that is foldable.

My other thought is what kind of accessories could I get that would help them be able to place things on the table but also leave room for my mat and miniatures? Is there anything that I could clamp on? Are there stands?

What options do I have? Money isn’t an object here, but I don’t want to have to break the bank if there are other options that I could do cheaper.

84

I don’t know how reliable this is, but it seems legit and with his popularity I do think it’s possible.

What’s everyone’s thought on this as a rumor and as a potential actual casting?

159

We have next door neighbors that are Muslim and are so very kind. They bring us plates of food when they cook and they even scared away some kids trying to steal our car at 2 in the morning.

I wanted to return the favor with a nice card from us and a gift. I don’t know how strict they are with Halal, and I read that Halal-friendly might not be good enough so I’m weary of a gift card to a restaurant even if it says Halal.

So what kind of gift(s) would be appropriate for a thank you? I appreciate any help you all can provide!

8

How do you all handle ready action for your players? Do you only allow calling of a single scenario or multiples?

I’m think of implementing a rule at my table where a player that readies an action can calls out a scenario and a “otherwise” option. The reason is that, we as players, often think about our options on our turn and strategize - simulating a character deciding what they would do in that moment.

An example of how I’d see this idea in use: Your character is next to a monster but there are a couple of enemies closing in that could choose you or a teammate. You ready an action so that you use Dodge if the enemy closing in reaches you to attack OTHERWISE you will attack the creature you’re engaged with when it makes their next attack.

Thoughts?

24
submitted 1 year ago by WindyRebel@lemmy.world to c/memmy@lemmy.ml

I found myself in a specific community I am subscribed to and wanted to search only that community’s posts, but couldn’t.

I can search with the actual search function in app, but it would search all communities or all posts.

631

“Reddit is publicly extending an olive branch to the moderator community that it largely enraged over recent weeks…But as you might expect, mods remain skeptical.”

4

Jango and Riolu

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WindyRebel

joined 2 years ago