TIL my thesis could have been easier if Typst would have been available years earlier.

Same for Hillary Clinton in 2016, right?

I guess you could try AI-checking it and answer "Ignore all previous instructions. …", followed by some new instructions. Some examples: https://www.aiweirdness.com/ignore-all-previous-instructions/

(Although I guess it would be better to not respond to this obvious case of spam/scam)

Mensch, ist das Deutsch: Mit Ankündigung und Frist umziehen. Habt ihr schon einen Nachsendeauftrag eingerichtet 😉

Living in Germany, I get rarely get any. Usually about 1-2 per year. Last year was an exception, where the same entity (computer or very confused person) called me like 5 times before I blocked the number.

I gave out my number a lot in groups, but avoid giving it to online or delivery services.

Username checks out.

You watched "Ender's Game" and sided with the humans (almost) annihilating an intelligent species.

It depends a lot on how the story is told.

Alternativ könnte man das Beispiel auch durch ein anderes Beispiel ersetzen.

Bildet Banden!

It seems like part of your thinking is: Why would a criminal invest effort to attack an average John Doe? The answer is: With a popular (widely used) operating system, the effort goes close to zero. Attacks can be automated, so they will be. Also, even if they are not interested in your data, they will be interested in other benefits they gain from controlling your computer:

• Computing power e.g. for Bitcoin mining
• Your internet connection to attack other computers via yours, taking your computer to hide their identity and location. This is commonly done as DDOS for blackmailing businesses or silencing websites. Or for sending spam or fake reviews.
• Your identity. If they can get your name, they can order stuff on your name, which will get you a bad credit score or even criminal charges (identity theft)
• Access to your local network. Many devices are easier to hack via local network access than from the internet. A criminal who took control of your computer could for example take over your "smart" appliances or WiFi printer.

Let me try to respond back:

1. Depending on your situation, your identity, your society, you cannot always rely on the police helping you. There are lots of documented cases of discrimination (e.g. racism) at police institutions in all kinds of regions across the globe. The companies probably don't want to delete the data any time soon, so there is a chance that this data persists for decades. What if your country chances and starts discriminating or harassing whatever group you belong to? Can you guarantee that your government/society won't flip the switch on any group of society within their lifetime? Can you guarantee that nobody ever wants to visit a country which their group will be discriminated or persecuted?
2. If the homeless person does not own a smartphone, how do they receive money on their Swish account, yet create a swish account? How does a person without documents create a swish account?
3. In your case, Swish seems to be a digital gatekeeper. What prevents them from going rogue, increasing prices or discriminating people? I recommended reading Jaron Lanier's Gadget for understanding the power of digital monopolies.

If the first point does not convince you, here are 2 examples:

• gay dating apps: It repeatedly happened that information from gay dating apps were leaked, sold or extorted to bad governments. Those governments discriminated or persecuted, in some cases killed people just for being homosexual. Chances are high that a gay person has some digital traces to that, e.g. in Swish. Cashless puts them even more at risk in countries like Egypt. https://www.theguardian.com/global-development-professionals-network/2017/apr/03/jailed-for-using-grindr-homosexuality-in-egypt
• In the 1930s, a lot of Jews in Europe were identified through state documents which (unnecessarily) mentioned their religion. In some locations, brave people protected them by destroying, hiding or faking state documents.

In other words: If your society changes, any data that exists may be turned against you, even costing your life and the lives of your closest people. Avoiding to have this data saves lives and protects minorities.

Works without wine too.