Same Op, someone gave me one of his books once and it was just sausage remade of the actual works and effort of other with nothing interesting added. A fool and his money was the one lesson he did seem to have internalized...
I'll end this easily won war in, 24 hours tops.
Economics and making them feel the pain will get them results sooner, though both approaches are warranted.
The EU and global stocks are already surging as the US is in full retreat from anything but christofascist grifterdom. Shooting themselves in the foot, destroying close ally relationships, handing economic and infrastructure future to China and others on a platter (sustainable energy, batteries and electrification, education, transportation...).
Just like despots in North korea, Thailand ore anywhere else, the dictators will cut themselves off, keep themselves rich while their actual power wanes. And eventually be overthrown, but of course it will be all too late for the US by then. Probably have to fight Qatari drone armies to try to take back our national parks that will have been privatized.
Fucking no! https://en.wikipedia.org/wiki/Boy_Scouts_of_America_sex_abuse_cases
"In 2010, a jury ordered that the Boy Scouts of America pay US$18.5 million (equivalent to $27.3 million in 2025) to a scout who was abused in the 1980s – the largest punitive damages award to a single plaintiff in a child abuse case in the US.[7]
On February 18, 2020, the Boy Scouts of America filed for a Chapter 11 financial restructuring to offer "equitable compensation" to survivors and their families. The BSA cited approximately 200 pending lawsuits in state and federal district courts across the United States and 1,700 potential claimants in total. In May of that same year, the U.S. Bankruptcy Court for the District of Delaware set November 16, 2020, at 5 pm EST as the bar date for all survivors of sexual abuse; 92,700 sexual abuse claims were filed with the bankruptcy court by the deadline.[8]"
Of all the potential sources for child abuse training for an important topic, you might as well share the PowerPoint from the Vatican on how to keep young boys safe.
Added a 3rd player to our family game of Life, managed to navigate the early years with relatively lower childcare costs thanks to one part-time job, one WFH parent, and the pandemic that (ironically) saved us from a few years more of preschool costs. As a result our kid got a lot more time with parents and is excelling in school.
Had one major dental piece of work done (an implant) in our fam and it's was seven fucking thousand dollars.
We bought two cars, both cash. Both used ~1-1.5 years old. Both required for commuting, one part-time. 4 years ago one of us adults went FT WFH and we have been weighing ditching the second car. For how horrible new cars are between subscription services and the ever present slow slide into cutting corners, the thought of hovering having to buy one in a few years if circumstances change make us want to have it, even when it mostly sits. I looked into car insurance that was pay-per-mile ~5 years ago and it was stupidly expensive, maybe $25/mp cheaper than full unlimited coverage. Even driving like 3 days per week, 100iles round trip was more expensive than unlimited traditional coverage. Convinced me the market was t mature yet. But if more sane PPM insurance comes to the fore it might change 2nd vehicle criteria.
Traveled hardly at all for 5 years and right as we were going to start traveling with our youngin COVID hit. COVID saved us a bunch of money for sure between activities we didn't get guilted into, trips, etc.
Health insurance costs are so wild. One of us has great insurance with low premiums but doesn't cover dependents. The other has decent health insurance but just annual premiums are $5,000 even without going to the doctor. That is fucking insane, which we all know the US system is.
Alcohol consumption has dropped a lot in the last few years in our house where it had been quite heavy. Probably 80% drop, save I'd guess $3-4k per year. Was honestly one of the only discretionary things I personally spent money on with any regularity.
Went from early to mid-careers, we can max out savings and just squeak by in life. Most others seem to be living for now and cutting savings rates. The older I get the less I'm sure that saving and giving up life moments and experiences when young is the wisest approach. Maybe crazy to say in this forum, but smwjth how fast inflation has and with all likelihood in the future eat up savings, I worry "the now" I'm giving up might actually be the only time I had to experience that thing as later it will be so much more expensive, relative to what it was in earlier years.
Got room for any more on your ship?
No, those people already did. They have transferred the grift into houses, retirements, and change the course of the future for themselves and their families.
Everyone else gets to pick up the pieces for their deceit, exaggeration and stupidity.
Lower the bar, raise the stakes, got it.
What fuckwit made this graph? The highest, largest positive return should be on top, e.g. the pink. Contradictorily, the returns per annum is sorted like this with the top return of stocks being on top.
Cash is not accurate- unlike another asset that can then be redeemed or sold for an increasing amount of money/cash, the $1,500 actually represents the devaluation of cash/fiat over that time if $1,500 is what 2026 cash is worth compared to 1965. If "cash" was actually a bank savings account rate or something, fair enough I guess but it should be labeled as such.
The website starts playing a video you go to the site for and after t seconds, pops up a "keep watching" button in the middle of the video that if you don't click, jumps to a different, completely unrelated video.
Jesus fucking dystopia
Middle class parents are the ones slapping Gps trackers on their kids wrists. Poor kids are the lucky ones as they may not yet have a digital leash due to cost? I'm sure googles next academic intrusion will move from Chromebooks to smart watches for PE.
I seriously can't believe how common it is to see 9-y/os chatting on a voice call every 15 minutes with their parents. I'm on block a. I'm going to playground b. I'm with Johnny. JFC and their parents likely had exposure to "higher education".
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"...and also grants a number of perks like an exclusive Discord community..." 😬