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The Product is . . . Comprehensenility
(lemmy.world)
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this post was submitted on 10 Sep 2024
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That's what the concept of insurance is, but health insurance very much does not match the concept.
U.S. healthcare on average is around 2-3x as expensive as countries with socialized healthcare, so if we didn’t have insurance jacking up our prices but also didn’t have insurance for a safety net we can pretend it’s 1/2 to 1/3 the cost of what our procedures cost. A broken bone would still be around $10,000 and if 1/3 of Americans would have to take out a loan for $1000 I’m willing to wager a $10,000 bill would wreck the average person. Other not fun fact is the average American is expected to break 2 bones in their life. The way health insurance works in the U.S. is atrocious but it’s not like if we just got rid of it overnight everyone’s life would be better
I seriously doubt it's only that much, but even if it is, it's the cost of production, not the cost to the end user.
With socialised medicine, you don't pay yourself, that's the fucking point. You pay taxes and the system is payed from everyone's taxes.
I broke my arm last year here in Finland. I think the whole bill for an overnight stay and surgery and all the medications was... around 50 euros. Now ofc that doesn't cover even the cost of a single worker for a few hours, let alone anesthesiologists, surgeons, nurses, physiotherapists, etc. It's just the part I have to pay straight up.
You want to say shareholders give up their yachts?
Finland is famously having major problems with public healthcare currently because the costs versus clients relation is too low.
Australia has a mixed system.
Theres some nuance to this but essentially the government covers most things but you might wait a long time, especially for anything that isnt actively killing you. You don't get to pick your doctor, you get the treatments that are govt approved and you get shuffled out the door just as fast as humanly possible.
Private health insurance means you can choose your specialist, you have more of a say in your treatments and if your specialist says "If you want to go home tomorrow you can, but I'd like you to stay in for 3 days ideally" and you can if you want.
Please fix. Even in Russia of all places I can choose specialist. Well, if there is specialist at all. Regional healthcare is kinda fucked.
That reminds me of an old joke. Life in Soviet Union is not different from USA. For Dollars, you get everything.