this post was submitted on 01 Jun 2026
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I work at a hospital that provides hospital based insurance for their employees. I paid more in copays to use their Physical Therapy staffed by PT students than it was to go to a local out of network PT place.
They still couldn't determine exactly how I injured my knee not how to help. This, in addition to all the steps it took to get to the Rehab referral aspect wiped out 2 years of my FSA