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Disown them. I stopped all voluntary association outside of work with rightwingers.
My family and friends are a packaged deal. If you don't like them then you don't like me. My wife is an immigrant non-white non-christian. My sister-in-law is trans. My children are biracial. I have Muslim friends, Hindu friends, Jewish friends, Gay friends. I won't associate with anyone who doesn't support their right to exist and flourish. My parents (and the rest of my birth family) decided to not support the people I love so I decided to protect their grandchildren from them.
Blood means nothing.
So that when they say "you take out a loan, you pay it back," you can point out to them that Donald Trump filed for bankruptcy (i.e. didn't pay back his loans) five times in his life.
They will just say it wasn't personal bankruptcy.
You can't argue with prostudent debt people. The answers and excuses keep changing and morphing. You might as well try to convince a theist out of God.
SCOTUS goes into summer recess in July, so they get through a big batch of cases at the end of June.