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A 30-Year Trap: The Problem With America’s Weird Mortgages
(www.nytimes.com)
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this post was submitted on 19 Nov 2023
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Ah yes, let's see if we can't pit groups of normal home buyers against each other, while ignoring the institutional investors who are buying up homes to rent out (short or long term). We can also ignore the fucked up trend of building bigger, more expensive housing on lots just barely bigger than the house itself, with the near lack of things like condos, duplexes and multiplexes. Yes, I'll openly admit I would never again live in a place where I share a wall with someone. But, when I was younger and costs mattered more, cheaper, higher density housing made more sense.
Exactly. You want people to be able to afford to buy homes?
Fix. The. Zoning. Code.
Kick NIMBYs where it counts and upzone at the state level. There's absolutely no reason a small number of NIMBY locals should be able to hold an entire state (or country) hostage by refusing to zone for anything other than single family homes.
Counterpoint: I live in Florida and the less that happens at the state level, the better. DeSantis and the FL GOP are doing their best to consolidate power in Tallahassee since they have a supermajority there and they will happily fuck over just about anyone just to show them who's boss.
The last thing I need is the assholes in Talla having more power over my neighborhood.
These things are less about putting on state control and more about removing local control from the picture. The problems are always local ones with the small NIMBY crowds. CA just overrode all counties and cities and imposed a rezoning code. The law allows for those communities to play along and adjust their practices, but also allows the state to step in when they refuse, which has happened in some areas.
I live in BC in Canada and they’re basically outlawing single family density housing. All lots here will be encouraged to go duplex to small condo building, or at least have a suite, to try to address the housing shortage.
I find it interesting that you state that you wouldn't take the suggestions you made due to potential shared walls. You are right on those points, though.
If we just put some sound insulation between those cardboard walls and floors it'd be fine. I don't need to know when my neighbor is having sex.
You probably were in cheaply-built housing previously.
Yes. That's generally what broke 20-somethings can afford.
What a terrible take. It has nothing to do with being broke. All housing is expensive.
Ya, I've done my time living in an apartment with shitty sound isolation. It turns out that there was never a truer statement made than, "hell is other people". And, while I am sure that some apartments exist, somewhere that don't completely suck, every apartment I have lived in did suck and I'm not going to willingly be in that position again. Ya'll have fun in your cities, I'll live out in the sticks, thanks.
I think the thing is to separate older apartment building with newer apartment complexes. The former tended to be built to a higher standard while the latter is built quickly and on the cheap.