If the statistics show what gun fanatics claim, that guns keep people safer, then our capitalist market will compete down to a very low price because it won't be expensive for the insurers. Econ 101.

That's my feeling too. I like the immediate thought about requiring insurance but thinking further I see the negatives too.

That's the exact point of these bills. Don't ever assume that safety is the priority of these bills. They don't want the working poor to have rights.

It will be low. Super low. $300k is pocket change when the incidence for gun carriers to use them is extremely low. It's why we can constantly mock the tacti-cool warriors for thinking they need a gun on them at all times. Plus, the insurance company has way more flexibility in proving their client was not at fault in the incident compared to the shenanigans they have to pull now for car wrecks.

Insurance underwriters would surely base their insurance premiums off that very information. I think this may be a rare case of insurance actually being somewhat fair considering race.

Then again, Baltimore.

I agree that their interpretation would work that way, however, I don't see how they can pretend their interpretation of the second amendment is anything like that of the first. They restrict time and place of first amendment rights constantly. The government can make you get a permit in order to hold a demonstration on public land. There are "free speech zones", and things like protests of pipelines are broken up by the government all of the time.

I know we shouldn't expect consistency from this bunch of looney tunes, but I still think it's worth pointing out that they're not being consistent at all.

Problem. That entire ruling was based off the idea that there was no such regulations in the late 18th and early 19th centuries. Except it was an extremely common regulation. And even in that paragraph they lie. Try having a protest without a permit. Ask them how many times the government is allowed to put someone on trial. Ask them about the 4th amendment right against illegal searches and seizures, specifically Civil Asset Forfeiture, where you have to request the government to give you your stuff back that was seized without any due process. I could keep going.

A SCOTUS that lies to itself and the world for ideological purposes is not an authority on our rights.

Did you read the article? Yes, it applies to police.

I think most gun deaths tend to be handguns, and tend to be suicides, which would probably be people who would still be allowed to have a firearm in this circumstance, though I can see the insurance dissuading that in the case of people who are killing themselves on impulse (though I would think a wait period would be equally as effective, is already implemented in some places, doesn't financially discriminate, and neither legislation nor really any legislation we have actually would flag someone as being at risk if they wanted to kill themselves, except for the kind of pathetic mental health check form).

The other large category of gun deaths tend to be what is defined as "organized crime", which tends to stem from a couple different convergent factors. High value property, in drugs, that exists outside the legal system but still must be protected, lack of real social safety nets, large amounts of poverty, redlining, etc. . Generally though these people aren't like, legally acquiring their firearms anyways. What they are doing, and what is a real concern, is them acquiring firearms from legal gun owners, as the US has quite a lot of guns and not a lot of limitations or protection on them. The cartels can get a bunch of fourth generation military surplus used up garbage at an expensive black market price, or they can just rob like one gun nut, shave off a sear, and bing bang boom you have a spiffy new gun, pretty easily. I don't have a great solution to that problem, but in any case you could tackle that issue from the other side by just providing social safety nets, legalizing drugs, trying to lower housing prices, shit like that.

The stand out category in everyone's mind tends to be "mass shootings", or, lone wolf, usually stochastic, terrorism, which is kind of an interesting hot button political issue. By any analysis, though, it tends not to be a huge issue in terms of raw deaths, though, I would like to see some sort of crackdown on it happen, but you would probably need some even-handed, discriminating approach to that, or, again, better flags for mental illness, rather than a large encompassing law. Also getting a shoutout is unjustifiable police shootings but I also don't have a great solution beyond that outside of abolishing police, and getting rid of this stupid fucking patent that axon has on the taser.

In any case basically, you are correct, this law's gonna do jack shit.