The "payment" is the writing at the top?

I love how they invent their payments completely out of thin air, but then don’t fully pay off the balance 🤣 

Love how they took the picture in a weed grow tent.

Capital One is a big company. This is not the first or last person to try this strategy. There was no frustration for the clerk.

Amazingly they do think that.

Sane people cannot explain crazy

basically they think they can wordsmith and gotcha their way out of legal obligations

By writing magic words in the paper, they think that when the credit company doesn't return the letter that they've accepted the magic word paper as payment.

Then they word saladed at support people until they bounced them to someone who wrote off a chunk of the money because tying up support staff for hours quickly exceeds the $200 this seems to be about.

They believe that returning the bill with writing on it looking like an endorsed check somehow serves as a 'negotiable instrument ' which draws upon the secret 2 million dollar trust the government established in your name when you're born.

Yes I am serious.

I've never tried AI but I'd like to see what it comes up with for sovcits.