Sounds like more ways for insurance companies to a) charge you more based on behaviors they arbitrarily determine are “bad”, and b) take your payments for years/decades then never pay out because they say something you did on video makes any accident your fault based on some term buried in the 500 page contract you obviously didn’t read all of.
They already do “a” by taking vehicle blackbox info uploaded by dealers or via telemetry and increasing your rate via their risk analysis. Note, your rates never go down for good driving. Only up.