steeznson

Been thinking about this today. People already pay CGT on 2nd homes but given that housing is being used as an investment vehicle by virtually everyone in the UK, does it make sense to apply it to single homeowners too?

Would have to ignore the current govt's pledge to not raise taxes but with national debt at over 100% of GDP and us spending over 100 billion pounds a year in interest alone... not sure that is sustainable.

Thinking it through, house prices would fall since they would immediately be a less desirable commodity. Although they wouldn't plummet because houses still have intrinsic value and the supply of houses being sold would begin to dry up as people are dissuaded from selling.

The rental housing supply would increase in terms of properties since it would be more profitable to let them out than sell them. An increase in supply would reduce the cost of rent. It would need to come in with an increase in renter protection laws. Focusing on long term rented properties as family homes works well for other countries like Germany.

At the moment we've got a situation where people buy the most expensive house they can possibly afford because it has the best return of any investment by being exempt from CTG. In theory, people might buy more modest homes if they are buying and potentially could put more money into stocks/indexes which would stimulate the wider economy.

Anyway, this was more of a showerthought than anything else. What do you think?

Song has also aged badly but I wouldn't say it was ever good

Got rused by a Gerard Butler Butler-ganger at the weekend. Some pished dude who looked exactly like him came over and introduced himself as Gerard when I was having a fag at halftime at the rugby. Apparently I wasn't the only person who got rused...

He'll Milly Rock on ANY block. In fact he's been Milly Rocking for 4 (four!) days - somebody stop him!

I've been playing through Avowed since it came out and loving it. Although admittedly I was already a big Pillars of Eternity fan.

Then South of Midnight has come out recently and blown me away. I had low expectations but it is pretty much a new Psychonauts game.

The puzzler Chants of Senaar has been very fun so far with a unique take on the puzzle genre in terms of learning a new symbol based language.

Finally Blue Prince comes out today and it's got 10/10 review across the board. I feel like I am getting good value from my sub at the moment.

How many times have we heard about the elusive 80 minute performance? That said I think Scotland can give France a scare before Les Bleus ultimately triumph

Couldn't find a way to share at a specific timestamp but if you go to 57:30 then Asterix and his fellow Gauls discover rugby from Les Bretons. Great lots of great rugby related gags!

Also found it interesting as a british person to hear the brits speak French with their accent. That's less rugby related though.

This game is unbelievable for an indie dev to create for free. Production values are through the roof. It plays like Zero Mission on the GBA and arguably does a better job of remaking the classic than the official 3DS Samus Returns game.

I'm playing on PC but there is also an Android APK if you search for it.

I'll probably stick to asking for oat milk instead of "porridge water" or whatever the new mandated name will be. To be honest I do think calling it "milk" lets them inflate the price when it is essentially porridge water.