this post was submitted on 15 Jul 2026
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If the factory burns, the boss gets the insurance money and the workers lose their jobs.
Insurance only covers the PAPER value of the asset, It doesn't factor at all the lost profiy, revenue, productivity, the years it could take to build a new one, etc. Not to mention irreplaceable machinery that has been out of production for decades, and replacement would require reverse engineering, and rebuilding it part by part.
Part of my job is taking broken, rusted bits of scrap metal and figuring out what it used to look like so a new one can be made. That's an expensive and time consuming process and I bet its also not covered by insurance.
There's no rebuilding. The boss just gets a bunch of money and move to another business. It's like insurance fraud but without the risks, because the arson is made by someone else.