this post was submitted on 02 Dec 2025
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[–] Koolio@hexbear.net 2 points 3 months ago

For me, it's a cashflow thing. If I use credit that's one month I do not have to spend my own money on something - it also allows for larger purchases in one place, whereas I might have to move a bunch of money around and wait days if I paid cash.

Credit card companies make their money on merchant fees, the people who get trapped in cycles of debt are just the gravy on top for the fuckers.