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We’ve had Twint for over a decade in Switzerland and it’s adopted everywhere here, I have no idea why every country is cooking their own new system right now.
Pick one that works already and roll it out on the whole continent, it’s not that hard.
That's Wero. It's basically iDEAL in a new jacket.
Apparently owned by PEPSI 🤭
And iDEAL is really good. Everyone in the Netherlands uses it.
I think every country has its own, Italy has the Bancomat network for example - but you can't pay online with it. Then we have Satispay, which works like in China, with QR codes. Satispay is quite huge in Italy.
In NZ we've had electronic card payments outside of the credit card system for about 40-something years.
It just took a long time to catch up to online payments, but it's slowly getting there.
Other countries also have their own systems since long.. MBway in Portugal is also more than a decade old.
Isn't Twint still going through Visa for the in-store purchase? I remember reading it somewhere, but can't find the source for it unfortunately, but in general whenever it is an option I prefer that over other means of payment, the only strange thing is having a separate twint app for each bank lol
Nope, Twint is connected directly to your Bank. Neither Visa, nor Mastercard nor anyone else is playing middleman. Every Swiss Bank has their own Twint App which directly connects to your account.
When you pay at a store or person to person with Twint it’s a direct transaction.
Because Switzerland is not in the EU and the ECB won't let that happen. They'd rather have the yanks ripping them off than allow real competition.
Protectionism sucks.
That's a ridiculous claim as several EU countries have their own systems, which they are trying to make interoperable between them in some cases or merge into Wero in others.
I'm pretty sure it's Switzerland that doesn't want to join the EU and not the other way around