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Unfortunately, few merchants are accepting crypto directly. There’s a bunch of reasons for this ranging from regulations, tax complications, price instability, and psychological burden. This can and hopefully will change in the long run, but I currently pay for most things via crypto by converting it to cash at point of sale. I have a debit/credit card called Ether.fi Cash; it gives 3% cash back, and spends against my holdings of crypto which earn ~5% interest while they sit waiting to be spent. That crypto can be in Ethereum, which is more unstable, but it can also be in dollar-pegged stable coins, meaning there’s no price fluctuation risk. Very, very happy with this card.
Referral code if you’re interested: https://www.ether.fi/refer/62107470
I get benefits from referring people but I wouldn’t post the link if I didn’t really believe in it. Only crypto card I’ve found that offers me substantial gains over traditional credit cards.