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[-] CountMonte@lemmy.world 241 points 10 months ago

Our mortgage is $2600 month. My wife has a much better paying job than me. I make $2200 a month after taxes/deductions. She is currently going through cancer treatments and although everything is looking positive it really got me thinking about what the hell does life look like for my family if something happens to my wife?

I've had the same bus driving job for 23 years. I'm undereducated. A 2 bedroom, 1 bathroom apartment is $1600 month here. I don't know how I'd ever be able to take care of myself and two kids.

They want us to have 80k+ in school debt so you can be allowed to have mortgage debt or rent and own nothing. I don't know where I'm going with this but I'm just bummed out about life right now.

[-] DoomBot5@lemmy.world 86 points 10 months ago

That's what life insurance polices are for. Will be pretty hard to get one with her cancer diagnosis though.

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[-] MentalEdge@sopuli.xyz 132 points 10 months ago

And then you get bankrupted by the excorbitant creative cloud license costs.

[-] Pokethat@lemm.ee 83 points 10 months ago

Do what you want cause a pirate is free, you are a pirate! 🎶🎵🎶

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[-] _number8_@lemmy.world 117 points 10 months ago

it is FUCKING INSANE that apartments get to ask for all sorts of invasive shit like this and that's just fine. yeah god forbid you take on any risk, we're only committing to fucking thousands a month, fuck you.

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[-] pH3ra@lemmy.ml 109 points 10 months ago

Mandatory "use GIMP: is free and open source" comment

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[-] aesthelete@lemmy.world 102 points 10 months ago

They wanted to DNA test my dog and keep his biometric data on file as part of the terms of the last lease I was looking at.

I uhh, didn't fucking sign. The neofeudalist movement is for real.

[-] Zavasay@lemmy.fmhy.net 55 points 10 months ago* (last edited 10 months ago)

This so they can fine you when you leave your dog’s shit on the ground for other people to step in. I’m here for it. I lived in a place that did not enforce picking up after your animals and it was absolutely disgusting.

[-] aesthelete@lemmy.world 38 points 10 months ago* (last edited 10 months ago)

They don't do that at all anyway, but hey at least the professional landlord class gets to inflict upon you one more indignity for some imagined benefit.

The park adjacent to those buildings has so much dog turd in it you'd think they were purposely producing low quality fertilizer over there.

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[-] kromem@lemmy.world 27 points 10 months ago

Yeah, they do that these days to identify who lets their dogs poop around the property and don't pick it up.

[-] aesthelete@lemmy.world 31 points 10 months ago

Nobody's DNA testing dog stool. They can't be bothered to even do routine move out cleanings in those apartments. The whole thing is a giant farcical pretendy power game played out by managers far away designing a system for the benefit of their rentier owners to simultaneously rob renters of their last scraps of dignity and every remaining dime they have in the form of bullshit fees.

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[-] CodingSquirrel@kbin.social 93 points 10 months ago

You don't even need photoshop. Just use the inspect function in your browser and edit the values directly in the HTML. Free and much easier to not fuck up the formatting.

[-] newthrowaway20@lemmy.world 33 points 10 months ago

Works if your statements are in a web format. But most of this stuff is a PDF you download.

[-] palebluethought@lemmy.world 29 points 10 months ago

Surprisingly enough PDF is a (mostly) plain-text format, so you can probably still change the values in Notepad, unless they just did the whole thing as an embedded image or whatever

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[-] Potatos_are_not_friends@lemmy.world 73 points 10 months ago

You don't need adobe.

F12, and modify the html.

Slap a few extra zeroes and take a screenshot.

[-] dutchkimble@lemy.lol 92 points 10 months ago

Didn't work. It made my bank balance 00000 instead of 0.

[-] PP_BOY_@lemmy.world 24 points 10 months ago* (last edited 10 months ago)

Me changing my checking account balance from -$14.33 to -$140000.33

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[-] ArbitraryValue@sh.itjust.works 54 points 10 months ago* (last edited 10 months ago)

They don't check your credit? They checked my credit the last time I rented.

Also you don't need to photoshop when it's easier to edit the html.

[-] ManosTheHandsOfFate@lemmy.world 81 points 10 months ago

You can have good credit and a low salary.

[-] Potatos_are_not_friends@lemmy.world 27 points 10 months ago

I had 800 credit working fast food because l carried extremely little debt.

Twenty years later, my score is fighting to stay about 750 because I make 6 figures, a few credit cards with zero debt. Because they WANT me to hold onto debt to show my trustworthiness? Fuck that.

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[-] wintermute_oregon@lemm.ee 23 points 10 months ago

Credit doesn't show income. It is just a score with income not factored in.

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[-] jkjustjoshing@lemmy.world 52 points 10 months ago
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[-] set_secret@lemmy.world 50 points 10 months ago

correction, and steal Adobe.

[-] icedcoffee@lemm.ee 46 points 10 months ago

Renting is fucked. Some people probably know about this site but just fyi https://ratethelandlord.org/

[-] mayo@lemmy.today 28 points 10 months ago

Lol that place is something else

"Written Review WORST FUCKER AND PROPERTY MANAGER IN NW CALGARY. SHE IS A WHORE AND ASSHOLE LADY WHO FUCKS TANANT'S SOUL"

[-] runeko@programming.dev 27 points 10 months ago

... 4 stars.

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[-] Mcballs1234@lemmy.ml 45 points 10 months ago

Get pirated adobe or use gimp

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[-] Mr_Dr_Oink@lemmy.world 44 points 10 months ago

No one going to bring up the fact that adobe is an anagram of abode?

They got their abode with adobe! This is no coincidence! I'm inclined to say this goes all the way to the top!

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[-] Potatos_are_not_friends@lemmy.world 42 points 10 months ago

Some armchair rental lawyers in this thread.

[-] Rodsterlings_cig@kbin.social 51 points 10 months ago

You do have to be a lawyer to afford a chair with arms these days.

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[-] mlg@lemmy.world 28 points 10 months ago

Meanwhile Adobe: "Hello, I like money!"

[-] paddirn@lemmy.world 25 points 10 months ago

I mean, that's fraud, but you gotta do what you gotta do, housing is ridiculous now. How is there no legislation or anything being done to fix this? And how convenient is it that all of this is happening after we had a President who makes money off of real estate?

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[-] lazycouchpotato@lemmy.world 24 points 10 months ago

It might work for a small time landlord, but larger real estate agencies have other ways to check your income.

This is from my work:


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this post was submitted on 31 Aug 2023
1684 points (97.5% liked)

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