In 2020 I voted against Trump, in 2024 I'm voting for Biden.
this post was submitted on 04 Oct 2023
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Is there someone better running for a change?
How about just anyone under the age of 60
Between 40 and 50 would be ideal.
I actually think 50-60 would be ideal. Obama, in his mid-40s, was a relative political newcomer in 2008 (compared to other candidates, at least, not like Trump-style) and he made many missteps as a result. The ACA, for example, could have been far more broad. They didn’t need massive moderate support.
Of course, some people enter politics pretty young. By the time Maxwell Frost hits 45, for example, he might have 20 years in federal politics. It’s rare that we find people with so much experience at that age though.
I think the level of Republican stonewalling was historic for Obama, so to some degree it would've happened anyway, but I think he would've wisened up faster if he had more experience. It's a double edged sword.
The ACA, for example, could have been far more broad. They didn’t need massive moderate support.
The ACA passed by one vote after they stripped it down to make it more appealing.
On December 23, the Senate voted 60–39 to end debate on the bill: a cloture vote to end the filibuster.[182] The bill then passed, also 60–39, on December 24, 2009, with all Democrats and two independents voting for it, and all Republicans against (except Jim Bunning, who did not vote).[
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We need Bernard Sanders.
Yes, we need someone even older to stave off the most common complaint about Biden running for reelection
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We need the house and the senate with a comfortable majority. Sanders as president without those critical conditions being met would make little difference.
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$9 billion for 125k borrowers is $72000 per borrower
Would be nice if they would vanish the 40k in loans I have that I've been paying on since the Obama years. I've paid in far beyond the total amount I ever borrowed, while the compound interest just added it all back over the years. Progress has been very slow for me to pay that off, started payments with about 50k loans, after being ballooned up from the original principal from several years of economic hardship forbearance where the interest still gets capitalized.
You should look into the Income Driven Repayment plan: https://studentaid.gov/idr/
It's one of the new major programs from the Department of Education and can help a lot with reducing repayments while eventually being eligible for full forgiveness.
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Just cap the interest rate, my man. That would solve the entire problem.
Just cap the interest rate
at zero. If the loan is risk free it shouldn't be profitable, to do anything else is to funnel public money into the banks.
At 0% interest, no bank would offer loans, because it would literally just be them losing money managing loans they make nothing from.
Zero percent and govt covers operating costs with a stipend per loan. Granted figuring out the rate to pay would be a task, and keeping that from being a gouge itself... but better than passing it along to borrowers.
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That requires legislation and we do not currently have a House that can even consider legislation
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According to a White House fact sheet, the new measures include:
- $5.2 billion in additional debt relief for 53,000 borrowers under Public Service Loan Forgiveness programs
- nearly $2.8 billion in new debt relief for nearly 51,000 borrowers through fixes to "income-driven repayment," which the White House says are borrowers who made 20 years or more of payments "but never got the relief they were entitled to."
- And $1.2 billion for nearly 22,000 borrowers who have a disability who have been identified and approved for discharge through a data match with the Social Security Administration.
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Finally a bailout that is for the people! You da man Biden!! Yeeyee!!
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