"Ha, Wet Bulb Temperatures won't threaten me because I live somewhere with no water!"
this post was submitted on 12 Feb 2026
325 points (97.9% liked)
Memes
14760 readers
905 users here now
Post memes here.
A meme is an idea, behavior, or style that spreads by means of imitation from person to person within a culture and often carries symbolic meaning representing a particular phenomenon or theme.
An Internet meme or meme, is a cultural item that is spread via the Internet, often through social media platforms. The name is by the concept of memes proposed by Richard Dawkins in 1972. Internet memes can take various forms, such as images, videos, GIFs, and various other viral sensations.
- Wait at least 2 months before reposting
- No explicitly political content (about political figures, political events, elections and so on), !politicalmemes@lemmy.ca can be better place for that
- Use NSFW marking accordingly
Laittakaa meemejä tänne.
- Odota ainakin 2 kuukautta ennen meemin postaamista uudelleen
- Ei selkeän poliittista sisältöä (poliitikoista, poliittisista tapahtumista, vaaleista jne) parempi paikka esim. !politicalmemes@lemmy.ca
- Merkitse K18-sisältö tarpeen mukaan
founded 3 years ago
MODERATORS
"My home is safe from climate change, Im not even close to the ocean!"
insurance company stops covering homes in your area at all due to increase in wildfire risk
I live in Chicago. What happens here is our insurance goes up to help supplement the increased coverage needed in places with increased disasters :)
I’m so glad we don’t socialize these costs! I don’t want MY money paying for SOMEONE ELSE which is why I like PRIVATE INSURANCE!
/s
A competing company can open an insurance scheme for Chicago homes only at the original price. The private sector has far fewer insensitives to subsidize weakness
Yeah that's not how insurance works. Or rather, that will work until it doesn't. The reason insurance companies tend not to be local (except for places like Florida where the normal companies all pulled out) is because if an insurance company is local like that, eventually a large disaster happens against the relatively low odds and then there aren't enough other policy holders to diffuse the payout, so the company goes under. To stay afloat they generally need to pool risk both across types of risk and geographically.
I used to use our states Farm Bureau Insurance for property and vehicle insurance. They were the most competitive provider around for a long time. Until about five years ago anyways. Now their premiums are a joke and they're trying to demutualize so they can merge with an out of state competitor because they're on the verge of financial collapse.
Too many catastrophic wind storms over a short period of time.
Edit: kind of ironic that an organization which spent years denying the existence of climate change and lobbying to prevent legislation to address climate change is now suffering the consequences of climate change.
Man that's awful, sorry. What I find is kind of interesting is that they are, in a lot of conservative areas, the only conservatives acknowledging climate change through pricing, surrounded by other conservatives who refuse to acknowledge climate change in any way.
Not to mention in some places you can't start a new insurance company. In order to get licensed as an insurance provider in my state you have to partner with an existing insurance provider.
This guy insurances
Insurance risk pools are by states because insurance is regulated that way. However State Farm is being investigated for trying to blend state risk pools and increasing rates going against the data.
Yeah, about that.
My province just had a very dry summer with very low water levels. Some wells dried up.
At some point farmers were wondering how they would be watering their crops if it got any worse.
Or what about flash flooding, either on flat ground, or in mountain towns? Or wild fires?
There's certainly places safer than others, but a lot more people are going to be affected than just coastal inhabitants.
another thing is the drier summers make flash flooding more likely as the soil hardens and then has less capability to absorb the rainfall when it's been completely dried out....
Also the more chaotic weather means heavier rain in shorter bursts...
Does it really matter either way? The Dow hit 50,000.
That hearing was bonkers
search "western north carolina helene," and re-consider your 'climate change can't touch me' assumption
I am in AZ and I am super curious what happens here.
I'm pretty sure Tool wrote something about that
Was it learn to swim?
Hope you don’t like water. Or temperatures that are….survivable.
Learn to swim
You ever been to southern Libya? Basically it'll be like there
See you down in Arizona Bay.
people are still on the bargaining stage
got worse news for ya....
Yep, things are dire.
"I'm not worried! I bet a lot of money on disaster striking!"
aquaman