this post was submitted on 21 Mar 2025
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First time home buyers will not be charged GST (5%) when buying a home, as long as the place they're buying costs less than $1M. This means that people buying a home for the first time will save up to $50k on their purchase.

Edit: Note, GST is mostly only charged when buying newly built homes, so this won't have any effect for people buying used homes.

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[–] Dtules@lemmy.ca 9 points 1 day ago (1 children)

Yeah, Boomers getting special protections is kind of annoying.

A generation of millenials were told to go to post secondary no matter the cost and then when we did and incurred a ton of debt but the good jobs that were promised to us weren't there, the reaction was "oops, oh well, get fucked I guess".

Maybe if we stopped funneling a billion dollars into "managing" our CPP plan into poorer performance and used that money to increase CPP payouts instead, boomers could afford more of a hit on their housing.

I do wonder if another large contributing factor is that most of our MPs have conflicts of interest when it comes to the real estate market.

[–] Kecessa@sh.itjust.works -1 points 1 day ago* (last edited 1 day ago) (2 children)

Not to burst your bubble buddy but it's not just boomers who reaped the benefits, the X and Y generations did as well. Many millennials are over 40 with a career, a house, a family, all the typical stuff boomers are known for. I'm under 40 and already sold a condo for profit and we sold a cottage for profit which allowed us to buy a bungalow that we can afford on a single income and that will be paid in by the time we turn 50.

[–] Dtules@lemmy.ca 0 points 17 hours ago (1 children)

lol Were you just looking for a comment so you could flex about your property deals?

Personally, I'm a millennial and I'm okay -- we recently sold our starter home and we got way more than we were expecting for it. But it didn't make me feel "smart" it made me feel gross that the market seems so rigged.

I'm not talking about individuals, I'm talking about trends. The priority for housing should first and foremost be to house people.

[–] Kecessa@sh.itjust.works 1 points 17 hours ago

No, I'm just saying that people might be complaining but millennials in general are way better off than those who came after them. If you look at wealth stats the average makes that plenty clear and I just gave my experience as a counter example to everyone that's complaining. Average background, still made it out comfortably.

[–] cyborganism@lemmy.ca 2 points 1 day ago (1 children)

Older millennial here. Boomers bought their homes in their 20s.

Guess how long it took me to afford my tiny condo?

[–] Kecessa@sh.itjust.works 0 points 1 day ago (1 children)

I bought mine... In my 20s. Without help and with a middle class background.

So yeah, experiences vary but things are really getting bad since the end of the Y generation, but most of the Ys will have had it pretty great in comparison.

[–] cyborganism@lemmy.ca 2 points 1 day ago (1 children)

Bought mine at 39. In 2019. And was only able to afford it because I have a partner with whom I bought it, who suddenly received a huge amount in backpay.

[–] Kecessa@sh.itjust.works 1 points 23 hours ago (1 children)

As I said, experiences vary, but looking at statistics millennials are on average very well off and catching up on previous generations.

[–] cyborganism@lemmy.ca 1 points 15 hours ago

Yeah.... but much, much later in life. And only because now they have years of experience on the job can only now request better salaries. In their 40's! Half their life has gone by and only now are they getting slightly more comfortable financially.

But they're not as well off as you'd expect. Many have abandoned having kids and raising a family. Many are still priced out of the housing market. Many are still making sacrifices.

Those that are better off are most likely from more privileged families.