this post was submitted on 11 Feb 2026
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The only reason I'm paying with a credit card is because it costs me money to pay with my debit card using Interac. You get a limited number of transactions per month and you get nothing in return.
With Mastercard/Visa, whenever I pay for something I get bonus points that I can use to pay off my bills.
We need to make Interac the choice of payment method to customers. Maybe follow the credit cards' example.
You also have much better consumer protection with a credit card. Dodgy machine steals your info and runs amok buying stuff? With a CC you contest the charges, get a new card, and the company fights to get their money back. With debit it's your money, nobody will fight for you.
That's right! Very good point.